Ms. Torres graduated from University of Texas at Austin School of Law in May 2002 and holds a Bachelor of Arts degree from State University of New York at Geneseo. She was admitted to the New York State Bar in September 2006. She is also admitted to practice in the U.S. District Courts for the Southern and the Eastern Districts of New York. Ms. Torres is a member of the New York State Bar Association and the American Bar Association. Ms. Torres is an associate in our mortgage default department.